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The leader in AI-powered banking insights

REVOLUTIONIZE PERSONAL FINANCE WITH INTELLIGENT TRANSACTION MONITORING.
UNDERSTAND SPENDING, UNCOVER PATTERNS, AND EMPOWER SMARTER FINANCIAL DECISIONS WITH OUR CUTTING-EDGE AI SOLUTION.

VISION

We’re Here to Transform the Way People Interact with Their Money

Consumers want smarter insights from their banks, but traditional statements and apps often leave them guessing.

Our AI-powered solution makes personal finance interactive, precise, and easy to understand. Users can ask questions about their spending, track habits, and gain actionable insights - all while keeping data secure and private.

We serve banks, FinTechs, and challenger institutions aiming to enhance engagement, retention, and trust.

OUR PRODUCT

Conversational AI that Makes Banking Smarter

ASK-MY-TRANSACTIONS

LLM-powered Q&A over bank statements

Instant answers to any spending query

Detailed transaction breakdowns and summaries

INSIGHTFUL SPENDING ANALYSIS

Categorization by merchant, category, and region

Smart trends and personalized insights

Multilingual and region-specific support

AUDITABLE & TRUSTED

Every answer backed by explainable SQL trace

Compliant with GDPR, PDPL, and local banking regulations

On-prem or in-region deployment for sensitive data

WHY LUCID

A Smarter Way to Understand Money

We are redefining banking intelligence. With our AI, financial data is no longer static—it’s interactive, actionable, and secure.

Our advanced algorithms analyze structured transaction data, detect patterns, and provide insights that matter, helping banks retain customers, cross-sell services, and build trust.

We don’t just show numbers - we make them meaningful and understandable.

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COMPANY

About Lucid

The financial landscape is evolving, and so should your interaction with money.

 

Lucid’s AI-powered solution transforms raw banking data into interactive insights, allowing banks and users alike to see, understand, and act. Imagine a future where every transaction tells a story - and every financial decision is informed.

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